Dubai Gold Bill Calculator
Know the bill before the shop prints it — today's DGJG board rate, the making charge for your design, and the 5% VAT Dubai adds on top of both.
How is a Dubai gold bill built?
Board rate × grams + making charge + 5% VAT on the total
The gold rate itself is fixed city-wide by the Dubai Gold & Jewellery Group board — nobody negotiates it. Everything else on the bill is where shops differ. Worked example at today's board (21 October 2026): 10 g of 22K with a 10% making charge comes to AED 5,318.78 including VAT. Try your own piece below.
Board source: DGJG via Khaleej Times, 21 October 2026 · VAT: UAE 5% on the full retail invoice
🧮 Gold Bill Calculator
1 tola = 11.664 grams.
Dubai ranges: simple designs 3–8%, standard 8–15%, intricate handmade work 15–35% of the gold value.
≈ ₹ 137,182 · Rs 400,787 · ৳ 179,001 (XE mid-market reference — exchange houses pay less)
♻️ Selling or Exchanging Old Gold?
Dubai has no official buy-back rate and no standard deduction — anyone who prints one is inventing it. In an exchange, shops usually credit close to the full metal value at today's board; in a cash sale, each shop keeps its own margin. Enter the deduction your shop quoted and see the estimate.
Estimate only — the final figure is set by the shop after testing your piece. Compare two or three shops before you decide.
📋 Making Charges in Dubai — The Real Ranges
| Design type | Making (% of gold value) |
|---|---|
| Simple — plain bands, chains, machine-made | 3–8% |
| Standard — most ready-made jewellery | 8–15% |
| Intricate — handmade, stone-set, detailed work | 15–35% |
Shops that charge per gram instead: roughly AED 12–35/g in the Gold Souk, AED 40–120+/g in mall showrooms. The same piece can carry very different making fees a few streets apart — the gold value never changes.
🧾 VAT on Gold in Dubai — Read This Before You Pay
Retail jewellery: always 5%. The VAT is charged on the whole invoice — gold value and making charge together. There is no separate "VAT-free" way to buy jewellery over the counter.
Investment gold is different. Gold of 99% purity or more in tradable form (bars, some coins) is zero-rated — but only on supplies between VAT-registered businesses. A bar bought as a walk-in retail customer does not come with a VAT refund promise attached.
Tourists: visitors can reclaim most of the VAT paid on goods taken out of the UAE, through the refund scheme at the airport — keep the invoice and ask the shop for the tax-free tag when you buy.
Common Questions
How is a Dubai gold bill calculated?
Bill = DGJG board rate per gram × weight, plus the making charge, plus 5% VAT on that total. Example at today's board: 10 g of 22K at AED 460.50 per gram = AED 4,605.00 gold value; a 10% making charge adds AED 460.50; VAT at 5% on AED 5,065.50 adds AED 253.28 — total AED 5,318.78.
Is VAT charged on the making charge too?
Yes. VAT in the UAE is 5% of the full invoice value — gold plus making charge together. If a shop quotes a total that skips VAT on the making part, the numbers will not match at the till.
Can I negotiate the price of gold in Dubai?
You can negotiate the making charge, never the gold rate. The DGJG board rate per gram is fixed city-wide for the day; the making charge — 3–35% depending on design, or a per-gram fee — is where shops compete and where your saving is.
Why doesn't the calculator deduct a fixed percentage for old gold?
Because Dubai has no official buy-back deduction. Shops credit old gold at its metal value in an exchange, and set their own margin on a cash sale. A fixed percentage printed here would be invented — so the estimator lets you enter the deduction your shop actually quoted.
📚 Sources & Verification
Board rates: DGJG suggested retail board via the Khaleej Times gold-forex table, 21 October 2026 (cross-checked goldsouk.ae). Bill formula & VAT: Gulf News worked invoice examples — board × weight + making, then 5% VAT on the total invoice; investment-grade gold zero-rated only between VAT-registered businesses. Making charges: Dubai retail guides and jeweller pages (percentage ranges by design; per-gram fees by venue). Buy-back: no DGJG buy-back rate exists — shop practice as described by Dubai jewellers.
Last verified: 21 October 2026 · Board changes twice daily — re-check today's gold price in Dubai before you shop. · هذه الحاسبة بالعربية